FAQ | Better Offer

FAQs

Select the program of your choice and click “Apply with Training Provider”
Fill out your basic information so we can fast-track your application to our featured partners.
Click 'Continue to Training Program Application to start your application with a selected job training partner.
You will be personally contacted in less than 48 hours by a program expert to discuss your application, and the details of the program.

BetterOffer selects programs with high completion and job placement rates. If you choose a program that has tuition or a repayable stipend option, you are only required to make payments on your interest-free loan when, and only when, you land a job earning at least $40,000 / year. If you don't get a job, you don't pay. In the event that you experience a job transition, you are only required to pay during the months you are actively employed at a rate of at least $40,000/yr. All loans are completely forgiven after 3-5 years, no matter how much you may still owe.

No. It’s better. It's an interest-free, pay-it-forward model, where successful students who pay back their loans after job placement effectively 'pay forward' the opportunity to the next student.

It's all made possible by a charitable loan fund that does not charge interest and does not expect repayment unless and until students are successful. Also distinct from ISAs, participating students know their future monthly payment amount up front, which is customized for affordability by program. Students who are not actively employed during any given month after program graduation at a level of at least $40,000/year are not expected to make a payment that month. All loans are forgiven after 3-5 years, regardless of outstanding balance, and students never pay more than the advertised cost of the job training program.

BetterOffer is a marketplace of top-quality programs that span high-demand industries. For this reason, each featured training program has distinct enrollment windows, applicant requirements, costs, and financial support options. Most have low tuition costs, and some are even free. No matter which career opportunity you select, there will be no up-front costs for enrollment. If the program you select charges tuition or offers a repayable stipend, you may voluntarily participate in a 0% loan which is only repaid when you have a future job and wages of no less than $40,000 / year.